Rejoice! It's been a secret goal of mine to write a book. After I launched The Frugalista Files, a lot of my readers asked me about writing one. Writing a book proposal can be a daunting thing. I'm used to writing short articles, not PAGES of copy. Alas, I got the book proposal done in between blog posts and I am so lucky to have a home for my book: Harlequin!
*You may end up paying more interest under the new program but your payments may be lower.
*If your income goes up, your monthly payments increase.
*After 25 years of paying the 15 percent amount, the loan balance would be forgiven. However, you may have to pay taxes on the amount that is forgiven.
Would you consider this program for paying off your student loans? What do you think?
Hmm. I will say this recession has changed me forever. I think a lot of Americans will be a bit skittish about wanton spending. The last thing anyone should want to do is get jammed up again with credit card debt and bad mortgages.
Some new regulations that are out may help skirt another credit crisis, but it's still up to the consumers to handle their income responsibly. I think the smart retailers will learn how to give people products that they need and stop pushing crap that consumers don't need.
I think the next generation may not be so cautious but this one is rethinking a lot of finanical decisions they made over the last five or so years.
Is frugality here to stay? Do you think you will change your spending habits when the economy gets stronger? Do you think the big companies are being greedy?
Do looks matter? Do you think the health risks are worth it to look younger to get a job? Do you think people should just become entrepreneurs? Is America too vain? Is Dr. Jason Shapiro a savior? Would you get a cosmetic procedure? Tell the truth!
I have definitely noticed a "slimmer selection" when I'm in the stores. I have even noticed that the Internet, which is normally my savior, isn't as vast either with the selections. I guess it's a good thing. Less temptation! heheh!
How have your shopping habits changed since the recession? Is shopping-as-sport over?
I don't find pleasure in being frivolous with money. In fact, I find it uncomfortable.
I've always liked Eva. I mean, she's been able to smooch, er act, with the finest leading men: Will Smith, Denzel Washington and Johnny Depp. See what being a Frugalista can do for you!!
K-97 wants to hook you up with the best father’s day gift any dad could ask for… the gift of worry free sex with k-97’s Father’s Day Vasectomy!
This "freebie" is for Canadian residents only. In America, vasectomies run from $500 to $1,000 and may be covered by insurance. In Canada, it's covered by insurance.
Hmm. Do you know anyone who should be a candidate for this service? Is this taking the freebie game too far? Do you think this is a good freebie?
What do you think about this? I mean, the responsible thing to do would be to pay your credit card bill in a timely fashion, right? Is it fair that some people may be able to pay less than what they charged? Is this a great thing for the consumer who may be drowning in unrealistic fees from the credit card company? Would you call to try to get your balance lowered? Are credit card companies warm and fuzzy, now?
Anyway, I was pretty captivated by Pollan, Food Inc. and the Meatless Monday movement. I am not a vegetarian, for the record, but I'm sure I could try one day without meat.
Frugalistas, what do you think? Are you a big meat fan? Could you go a day without meat? What do you think about the vegetarian lifestyle? Do you put pork on your fork? Is meat too expensive?
The Frugalista is Natalie P. McNeal, a seasoned journalist who created and launched personal finance blog, The Frugalista Files, in 2008. She spent a month without getting her hair done, eating out or getting a manicure or pedicure. She saved $400 and took a "vow of frugality." Read more...
I'm looking forward to sharing the uncut version of my life, behind the blog with you. Managing finances and fabulousity is no small feat! 