Tag "credit cards"

Credit card reform and credit scores

Hey, lovebugs! The latest reforms on the credit card industry went into effect over the weekend. Three cheers! Among the latest reforms (via CNN): 1) Gift cards are valid for five years. 2) Penalty fees can not be more than the dollar amount incurred by the consumer’s violation that caused the fee. For instance, if [...]
#dealchat transcript: credit cards

Yay! I had so much fun last night chatting on Twitter about ways to save on credit cards. I hope you enjoy reading the transcript as much as I enjoyed our guests, Ondine Irving of Credit Card Connection, Card Analysis Solutions (and often of the Suze Orman Show) and Erica Sandberg, a columnist at creditcards.com [...]
Credit Card Reforms

Hey, pretties! So, there are more credit card reforms underway, so I wanted to highlight a few of them today in this blog post. Also, later on today, I am hosting a #dealchat at 8 p.m. est on Twitter about credit cards. I have experts from creditcards.com and Card Analysis for everyone to ask questions [...]
Quest for credit

Ohh-kay! Mint.com, that personal finance website that has scared me into looking even closer at my finances, has a video out about a young man’s “Quest for Credit.” It’s, hmm, scary dramatic, but rather honest. I’ve ended up in the “Valley of Debtors” before and it’s zero fun. I’ll let you check it out for [...]
Credit card numbers for sale

Ok, this investigative report below sent chills down my spine. You can agree unknowingly to let businesses sell your credit card number if you click on one of those pop up, free trial offers on the Internet. Watch below and let’s discuss!
Credit Card Reform

Yay, my Frugalistas! Credit Card Reform Part Two is coming to a wallet near you. Starting on Monday, here are some changes: *People under 21 can’t get offered a card unless they show proof of proper income or have a co-signer. *Offering an incentive such as T-shirts or books on college campuses is banned. * [...]
Credit card has 79 percent interest rate

A man got a credit card offer with a 79 percent interest rate. Seriously. No lie. Yes, I'm incredulous about it. I mean, have the credit card reforms hurt the industry so bad that it must charge 79 percent interest rates? There's a movement to get the next round of reforms moved to December instead [...]




